Skip to content

Blog Writings

35 Things You Need for Your First Kitchen

Living on your own for the first time? One of the most overwhelming things to think about is how to cook for yourself. The first time I ever needed to do this was when I lived in an apartment in Boston the summer after my junior year of college. Since I planned to fly home, I needed all of my kitchen stuff to fit into one box that I shipped separately. Luckily, this experience showed me that a minimal kitchen can still be highly functional and most-importantly, cost-effective, especially when you are just starting out.

Opening my Roth IRA: Picking Investments

The last step to opening a Roth IRA is picking and funding your investments. Today, I will walk you through the steps I took to pick my investments and choose how much money to put into each one.

First-year Teacher Buys a House on $37K Salary!

Hannah is a first-year art teacher (going into her second year) teaching in a suburb outside of a midwestern city. For context, she makes $37K a year and graduated undergrad in three years with no debt.

Today, we’ll be hearing from her first-hand about what the home buying process is like for a fellow young twenty something. She shares how she prepared herself financially for this big move and what the steps were to go through with the purchase!

Opening my Roth IRA: Robo-Advisor vs. Target Date Fund vs. DIY Portfolio

The first step in my process to opening my Roth IRA was to pick a method of investing. There were three types of methods I was interested in because they are all commonly recommended by other personal finance creators and the finance world in general. They are investing with a robo-advisor, investing in a target-date fund, and DIY investing.

Opening my Roth IRA: What is a Roth IRA?

About a week ago, I decided it was time to open a Roth IRA. For context, I am a 22-year-old who graduated college in May 2020. My full-time employment has been delayed until January 2021. I have been filling my time with various side hustles and have actually started to make some money. I’ve decided that the postponement of my employment should not preclude me from starting to invest for retirement.

Monthly Money Flows

It is really important to structure how and when you allocate each paycheck. By flipping the conventional “save what’s leftover each month” mentality, you will find that “paying yourself first”, or putting money into savings right when you get paid, will allow you to save much more than you would have with the former mindset.